Remortgaging is when you pay off your existing loan and take out a new one against the equity you have on your home.
There are many reasons why people decide to remortgage such as:

• Cheaper Interest Rate  
• Release Equity
• Home Improvements or build an extension
• Buying a holiday home or investment property
• Consolidate Short Term Loans  

Cheaper Interest Rate:
Obtaining a lower interest rate is one of the main reasons why people choose to remortgage. By switching to another lender with a cheaper interest rate you can reduce your monthly mortgage repayments.

With interest rates at an all time low but likely to increase there has never been a better time to review your mortgage. Our expert advisers are available now to discuss your potential savings.

Equity Release:
Releasing Equity allows you to borrow against the value of your home. People may use this option to borrow for a number of reasons such as Home Improvements, Purchase a holiday home or even finance a wedding.

Debt consolidation
Debt consolidation allows people to amalgamate their existing mortgage and other short term debt such as credit cards, personal loans, car loans & credit union loans into one new loan.

The interest rates applicable on credit cards & personal loans can be very high. By consolidating all your short term debts into your mortgage you will avail of the much lower mortgage interest rates.

Whatever your reason to remortgage, at Mortgage Plus our experienced Financial Advisors will take the headache away of having to deal with the banks!
We help you access the best interest rates available with our panel of lenders & look after all the paperwork from first phone call to when your new mortgage cheque issues.